One of the things I posted about in my checklist of things to do before a trip was finding travel insurance (specifically, insurance that would cover health emergencies while I’m abroad, even though it’s not completely “travel health insurance”).
World Nomads Travel Insurance Reviews
After sorting through numerous websites and reviews, we’ve settled on World Nomads travel insurance.
World Nomads travel insurance has competitive prices and what seems to be a solid policy. I’ve read a number of posts and reviews by people who have actually had to made claims on their World Nomads travel insurance policies. (To me it doesn’t help to read reviews by folks who’ve never made a claim.) Turns out World Nomads travel insurance has, for the most part, been extremely helpful, according to the reviews.
That is, in the World Nomads Travel Insurance Reviews, people said that they had good success on their claims. World Nomads reviews included claims for a dropped camcorder, lost jacket, and other valuables.
World Nomads Reviews: Take 2
Of all of the Worlds Nomads reviews I read, there was only one bad one.
There was one complaint by a person who was angry that World Nomads travel insurance didn’t pay a claim on a stolen backpack because it was “unattended.” But the complaint was the exception, and most people had positive things to say in their World Nomads travel insurance reviews.
My Personal World Nomads Review
Update: We used World Nomads travel insurance for the entirety of our trip abroad. My overall review is that it was good. We luckily never had to make a claim, but knowing that the World Nomad reviews were positive we felt that if we had been in trouble World Nomads would have been there to help. Thus, while our personal experience with World Nomads was positive, it’s probably more important to note that other World Nomads travel insurance reviews were good.
To Buy World Nomads Travel Insurance
It was really easy (and quick) to buy World Nomads travel insurance. We just went to their site, entered our information and credit card number and they emailed us our policy.
photo credit: TheAlieness GiselaGiardino²³
I was even happier to read that World Nomads Travel Insurance is doing their part to give back. World Nomads offers you the chance to contribute to various social, health, and educational programs when you make your purchase. On their website World Nomads writes:
“If you think you are too small to make a difference you haven’t been in bed with a mosquito.”
In 2007, WorldNomads.com and our customers funded 300 sight-saving surgeries, built a primary school and repaired another, trained over 200 teachers and helped 40 kids get through school, gave a whole village solar-lighting, installed water and sanitation facilities in 3 schools and 2 villages, provided educational supplies in 4 schools and medicines to 3 communities and 4 orphanages, helped create two kitchen gardens and buy 300 egg-laying chickens, built capture fog-nets for fresh drinking water and provided a safe-home for girls of sex workers.
Also from the World Nomads travel insurance site:
5 things you should know about World Nomads Travel Insurance
- How do I make a claim? With World Nomads Travel Insurance you can claim online even if you are still travelling. And if you don’t entirely trust insurance companies, have a look at how World Nomads have helped some of their travellers.
- Who can buy it? World Nomads Travel Insurance is available to residents of over 150 countries.
- Extend your cover Had a change of travel plans? Unlike other policies, World Nomads allows you to extend your policy indefinitely. Because it’s online, you can do it 24/7 from anywhere in the world.
- What can I do? World Nomads cover most adventure sports from bungee jumping in New Zealand to white-water rafting in Colorado.
- How do I buy it? You can only buy World Nomads policies online using a credit card.
With the countdown to Argentina at 12 days, I’m getting more and more excited. We still have a few things to get squared away (like banking) — so we’ll continue to keep you updated on our preparations!
About the author
- More at
Recommended Reading:
Have a great trip girls! I can’t wait to read about your adventures!
Great tip. I’ve only ever used MEDEX Assist and MedJet Assist. Glad to know about other options.
Beth
@Beth – Thanks for the tip about MEDEX and MedJet; next time I need insurance I’ll take a look at them.
We’re still sorting this out. The main thing we’re trying to figure out is coverage back in the U.S. Most of these policies only cover you abroad, which in 99% of cases is all you need. But there’s that 1% chance that something terrible happens and you get evacuated back to the U.S. (covered by policies like World Nomads). The problem is that once you get back, these travel policies no longer cover you. So if something terrible happens and you end up evacuated back here needing extensive health care, you’re in big trouble. I think in general most people just cross their fingers and hope to be the 99% that don’t have to worry about. I’m not sure I’m comfortable with that though…
@Theresa – I think it’s a difficult thing to sort out. Yes, most people get back and are fine. We were. But I’m glad we read the World Nomads reviews first.
i claimed with world nomads..
awesome is all I can say..
$300ish in hospital bills/physio/braces/MRI and I have no complaints at all.
my blog has more details..
Thank you for the information. As a traveler, I always value people who add value to the information available to educate consumers.
World Nomads might be ok, but the USA underwriters SUCK. They have massive fine print / exclusions to weasel their way out of paying for a claim. Just look up all the negative reviews for Access America. World Nomads is only as good as their underwriters. For Americans, the service blows.
I’m traveling again, this time being much smarter about shopping for Travel Ins after my last fiasco with ACCESS AMERICA who basically suck big time. There are fine lines in all areas of Insurance, that’s why it is a gamble no matter what company or what kind of coverage you buy into. Had I read the reviews about ACCESS AMERICA before I purchased, I wouldn’t have done so. I’ve also not stopped pestering Delta Airlines about how horrible they are and they should re-consider referring customers SOLELY to them. That said, I appreciate the high recommendation from a very trusted source regarding World Nomads, and I appreciate all the pro/con reviews from you all. Safe & Happy travels!
Great site. I have found some info I need. Keep up!
I made 2 claims with World Nomads. One, I feel asleep with my camera next to me, it was stolen. The other I was deported due to an unforeseen political event. Both claims were rejected. I will never use WN again, and do not recommend them. The lonely planet is bullocks.
Thanks for this informative review. It will come in handy in future considerations. Alan
Don’t buy this insurance if you are going to developing countries or areas such as South East Asia. Their terms and conditions are probably fine for first world countries but not if you’re going somewhere off the beaten track.
Also they advertise that you can extend your insurance cover while away but it’s very expensive to do so.
Lastly if you do make a claim you have to deal with their underwriter(s) who are completely unresponsive.
I had two bad experiences with insurance companies and now I prefer to wing it. Medical assistance is so cheap outside of the US.